8 Ways to Keep Safe When Out Shopping

Shoppers this one is for you, here are tips to avoid losing money or important possessions when shopping in malls and other public places. 

1. Bring only the exact amount of money you need.
2. Bring only a limited number of credit cards.
3. Keep your bag close to you at all times. When dining, avoid placing your bag on the chair beside you. Place it on your lap instead.
4. Avoid keeping all your money in your bag. Put some of your money in your pockets.
5. Move away from dark places and avoid using isolated comfort rooms.
6. When inside an elevator, make sure that suspicious looking strangers don;t try to sandwich you.
7. Position yourself sideways on the escalator so you can see the person in front and behind you.
8. When you suspect that someone is stalking you, immediately report it to a security officer.

Save Money by Using Passive Barriers in your Personal Finance

A passive barrier is something that makes the normal activity more difficult. You can use passive barriers in your personal finance to prevent yourself from spending money.

• Not having your credit cards in your wallet. If you are prone to impulse buying through your credit card, take those cards out of your wallet and leave them at home. When you find yourself at the mall, it becomes easier to walk away from the impulse. You could also delete your card from any online service you use.

• Not passing by the mall. If you don't see the latest in thing or the sale, then you won't know what you're missing. And you won't be tempted to spend.

• Not buying piecemeal. You save money by buying your groceries every salary period instead of at the corner grocery store every time you need to buy something. Bulk items are cheaper and you avoid the temptation of buying whatever takes your fancy when you visit the store.