8 Ways to Keep Safe When Out Shopping

Shoppers this one is for you, here are tips to avoid losing money or important possessions when shopping in malls and other public places. 

1. Bring only the exact amount of money you need.
2. Bring only a limited number of credit cards.
3. Keep your bag close to you at all times. When dining, avoid placing your bag on the chair beside you. Place it on your lap instead.
4. Avoid keeping all your money in your bag. Put some of your money in your pockets.
5. Move away from dark places and avoid using isolated comfort rooms.
6. When inside an elevator, make sure that suspicious looking strangers don;t try to sandwich you.
7. Position yourself sideways on the escalator so you can see the person in front and behind you.
8. When you suspect that someone is stalking you, immediately report it to a security officer.

Simple Steps in Saving Money

Saving money doesn't have to be an unreachable dream. Check out some practical steps to help you stop living from paycheck to paycheck.

• Set saving goals. Figure out what you need to save for, how much and how long you need to save ( could be short term or long term). Set an attainable time frame or you might get discouraged.

• Figure out how much you'll have to save per paycheck or per month. Total your savings goals. Can you afford to save that much for each period? Make sure your saving is your priority and not a leftover consideration.

• Keep a record of your expenses. Write down all your expenses on a given period and assess them. Think about your priorities, and make cuts that you can live with.

• Reassess your savings goals. If you really can't fit in your savings goals into your budget, check the goals and cut out the less important goals or adjust the time frame.

• Make a budget and stick to it. Now that you've managed your income with your savings goals and your spending, write down a budget you can live with. try to leave room for unexpected expenses.

The Snake in the Year of the Tiger 2010

The year of the Tiger brings more auspicious months for the Snake people because lucky stars are present. A much better year for you to enjoy. Unlike last year, you suffered more unfavorable circumstances. But year 2010 will bring more excitements. Encounter more advantages in terms of career or profession and business and finance. Although you will still experience some difficulties in some areas of your daily activities, but due to lucky signs, things will be settled smoothly. Achievements in business undertakings will have a satisfactory result because of your guardian angels and influential friends. But, of course, you have to be attentive and avoid differences in order to overcome those unfavorable months. Financial matters will be actively moving. Always apply what you know on how to manage you money matters properly to avoid loss of big profits in those unfavorable months. No serious illness appeared on your sign this year, but always be careful. In addition, always pay more attention in health related matter not only for yourself but also for your loved ones at home. For you own safety and security, be extremely careful during travel and outing and avoid too much water related activities. Family relationship is more harmonious than last year. A home sweet home is easy to attain. Love relationship is warmer this year. But it will take more efforts to maintain it. Therefore, love life can be considered romantic and intimate in many months.

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