Simple Steps in Saving Money

Saving money doesn't have to be an unreachable dream. Check out some practical steps to help you stop living from paycheck to paycheck.

• Set saving goals. Figure out what you need to save for, how much and how long you need to save ( could be short term or long term). Set an attainable time frame or you might get discouraged.

• Figure out how much you'll have to save per paycheck or per month. Total your savings goals. Can you afford to save that much for each period? Make sure your saving is your priority and not a leftover consideration.

• Keep a record of your expenses. Write down all your expenses on a given period and assess them. Think about your priorities, and make cuts that you can live with.

• Reassess your savings goals. If you really can't fit in your savings goals into your budget, check the goals and cut out the less important goals or adjust the time frame.

• Make a budget and stick to it. Now that you've managed your income with your savings goals and your spending, write down a budget you can live with. try to leave room for unexpected expenses.

The Goat in the Year of the Tiger 2010

Goat people will experience much better year than last year. But it is also marked by auspicious and inauspicious cycle in terms of career or profession, business and finance. Health matter and love relationship are also mixed with favorable and unfavorable situation. Try very hard in everything you do in order to reach your goal. Although there are some difficulties in daily career but you can manage to make it better by exerting more efforts. Strive harder also in daily undertakings during those unpleasant months. Being industrious and hard working as well as utmost attention and patient are much needed to overcome disturbances. Try to double your effort from engaging in risky or speculative investments. Heavy bank borrowings will not be a solution to financial problem this year. As for the health condition, there is a tendency to have discomforts in some months. Medical attention and food sanitation must be applied. Security and safety measures must be implemented not only at home but also at work place. Domestic relationship is quite sweet and harmonious. There will be no family differences foreseen. Therefore, a happy trend can be achieved. But always adapt home safety scheme. Love life is also mixed with hot and cold period. It will also take a lot of time to keep your love smoothly. Male goat may experinece more hard time than the Female goat in love pursuit.

The Snake in the Year of the Tiger 2010

The year of the Tiger brings more auspicious months for the Snake people because lucky stars are present. A much better year for you to enjoy. Unlike last year, you suffered more unfavorable circumstances. But year 2010 will bring more excitements. Encounter more advantages in terms of career or profession and business and finance. Although you will still experience some difficulties in some areas of your daily activities, but due to lucky signs, things will be settled smoothly. Achievements in business undertakings will have a satisfactory result because of your guardian angels and influential friends. But, of course, you have to be attentive and avoid differences in order to overcome those unfavorable months. Financial matters will be actively moving. Always apply what you know on how to manage you money matters properly to avoid loss of big profits in those unfavorable months. No serious illness appeared on your sign this year, but always be careful. In addition, always pay more attention in health related matter not only for yourself but also for your loved ones at home. For you own safety and security, be extremely careful during travel and outing and avoid too much water related activities. Family relationship is more harmonious than last year. A home sweet home is easy to attain. Love relationship is warmer this year. But it will take more efforts to maintain it. Therefore, love life can be considered romantic and intimate in many months.

The Rat in the Year of the Tiger 2010

Ive already posted about the Rabbit in the year of the Tiger so im just gonna post all the animals left, since i still have my moms booklet. I better finish this all before she starts wondering where the booklet is. So im gonna post the remaining 11 animal birth sign.

The year of the Tiger for Rat people may not be considered as auspicious as last year. This is a year mixed with favorable and unfavorable fortunes. Female rat is much better than male rat in many aspects. The fortune of your ambitions in career and in love relationship is good. On the other hand, your health and your financial condition are not so meaningful. There are accomplishments in many areas of your career undertakings. Help and support from some influential friends and good Samaritans are for you to benefit. In the career point of view, best opportunities are there for you. For young rats, you are advised to exert more efforts so that dreams can easily be fulfill. However, financial fortune is not favorable especially in those unfavorable months. Try to manage your monetary activities carefully. You have a tendency to harm your finances. Stay away from sweet offer and avoid risky investments. Gambling and heavy bank borrowings should be avoided. As for your health, you will be vulnerable to sickness. Through proper medication, those sickness can be manageable. Food sanitation and safety, balance diets and regular exercise are the best remedies to maintain your good health. For your own safety, you are advised to take extra care when driving or traveling. There seems to be no problem in family relationship. Activities at home will keep you busy this year. A passionate love life with less misunderstanding awaits you this year. Enjoy the fullness of your love and romance through out the year.